Peace of mind for you and your loved ones knowing your financial obligations can be met should the unthinkable occur.
Insurance
Ensuring you and your loved ones are protected
Insurance advice for Australians
It’s easy for life to simply get busy, and for important matters like your personal insurances to be shelved for a later date, or simply forgotten about altogether. However, it’s important that you have the right level of wealth protection in place, including life insurance, critical illness or trauma cover, total & permanent disablement insurance, health cover and income protection insurance, providing you and your loved ones with peace of mind should the unforeseen occur.
Don’t just assume that ‘it’ won’t happen to you, or that your family would simply be fine without you, as the loss or disability of a family member can be an incredibly stressful and emotional time. Our team at Ally Wealth Management will work with you to identify the right insurance strategy for your financial situation.
Young Australian families have approximately 30% of the life insurance that they should have in place.*
*Rice Warner Study 2015
There are four key types of personal insurances outside of health insurance, otherwise referred to as wealth protection, that all Australian households should be considering as part of your financial plan.
Life Insurance
Trauma Insurance
Trauma cover provides you and your loved ones with a lump sum payment if you're diagnosed with an illness.
TPD Insurance
Total & Permanent Disability, or TPD, cover provides a lump sum payment in the event that you're disabled and unable to work.
Income Protection
Provides you with a regular monthly payment of 75% or more of your income in the event that you're unable to work.
Did you know that more than 20% of mortgage defaults are due to an unexpected injury or illness of someone in the household?
*Rice Warner Study
Our team at Ally Wealth Management will work with you to ensure that you and your family are covered with the right insurers and importantly, at the right prices. We’ll simplify the world of personal insurance, remove the unnecessary jargon and ensure that you’re only paying for the cover that you truly need.
Reach out to the team at Ally to ensure that you have the right level of personal insurance in place today.
