Planning ahead to ensure that you can live the retirement lifestyle that you want.
Insurance for Expats
Protecting you and your loved ones abroad
Insurance for Australian Expats
As Australian expats it’s very easy to focus on building and creating wealth, but all too often we forget the important step of protecting it. It’s important that you have the right level of wealth protection in place, including life insurance, critical illness or trauma cover, total & permanent disablement (TPD) insurance and income protection insurance, providing you and your loved ones with peace of mind while you’re abroad.
Don’t just rely on your employer-provided cover, or make the mistake of assuming that your insurance policy from Australia will automatically cover you abroad, as this can often not be the case. Our team at Ally Wealth Management will work with you to identify a suitable insurance strategy for your financial situation.
Young Australian families have approximately 30% of the life insurance that they should have in place.*
*Rice Warner Study 2015
There are five key types of personal insurance that all Australian expats should be considering as part of your financial plan.
Expat Life Insurance
Expat Trauma Insurance
Trauma cover provides you and your loved ones with a much needed lump sum payment if you're diagnosed with an illness.
Expat TPD Insurance
Total & Permanent Disability, or TPD, cover provides a lump sum payment in the event that you're disabled and unable to work.
Expat Income Protection
Provides you with a regular monthly payment of 75% or more of your income in the event that you're unable to work.
Did you know that 20% of mortgage defaults are due to injury or illness of someone in the household?
Our team at Ally Wealth Management will work with you to ensure that you and your family are covered while you’re abroad. We’ll simplify the world of personal insurance, remove the unnecessary jargon and ensure that you’re only paying for the cover that you truly need.
Reach out to the team at Ally to ensure that you you and your loved ones are protected today.